Personal Banking
Your account, your rules
A full-featured personal account with your own IBAN and SWIFT code — ready to send and receive money from anywhere in the world, instantly.
- Personal IBAN & SWIFT/BIC issued on signup
- Real-time balance and transaction tracking
- Multi-currency support — USD, EUR, GBP and more
- 4.2% average annual yield for Prime Members
- FDIC insured up to $250,000
Global Transfers
Move money without borders
Send funds to 180+ countries in 50+ currencies. Whether it's a domestic ACH or an international SWIFT wire, BondInvestment moves your money faster and cheaper than traditional banks.
- Internal transfers settle in under 30 seconds
- Domestic ACH — 1 business day
- International SWIFT wire — 2 to 3 business days
- Zero fees for internal transfers
- Admin OTP authorization on every outgoing transfer
Personal Loans
The credit you deserve, at 15% flat
Access up to $100,000 at a fixed 15% annual rate. No variable rates, no origination fees, no prepayment penalties. Just straightforward credit with a human review team.
- Borrow $1,000 to $100,000
- Fixed 15% annual rate — never changes
- 6 to 60 month repayment terms
- 48-hour approval decision
- No prepayment penalties
Wealth Management
Grow your wealth with institutional tools
Prime Members gain access to our managed portfolio program — professionally allocated across US Treasury bonds, corporate bonds, and global equities for consistent, risk-adjusted returns.
- Average 4.2% annual yield on managed balances
- Diversified across bonds, treasuries, and equities
- Monthly performance reporting
- Dedicated relationship manager
- Accessible from $1,000 minimum balance